About bankruptcy

The world of bankruptcy law is complex. It's essential to abide by, and to be advised by, all relevant authority, the most important of which is Title 11 of the United States Code (copy provided by the U.S. Government Printing Office).

In addition to that, the practice of bankruptcy law is governed by decisions handed down mostly from the federal court system, which includes in our case, the U.S. Bankruptcy Court for the Western District of North Carolina, Charlotte Division, as well as those courts up the chain of appeal: the U.S. District Court, the Fourth Circuit Court of Appeals and then the U.S. Supreme Court, but also from the North Carolina state courts.

Practical navigation of the system is governed by the Federal Rules of Bankruptcy Procedure (copy provided by the Legal Information Institute of Cornell University Law School), but in addition each local Bankruptcy Court will have its own procedural rules. That's a lot of rules.

The point is not that bankruptcy lawyers are rocket scientists but rather this: to get the most benefit possible from a bankruptcy filing, familiarity with the laws, procedures and rules is a necessity. And while the pages of this website cannot introduce all aspects of the bankruptcy process, they are intended to inform and better prepare any potential client.

An informed client is a good client.

With that in mind, feel free to take a look at the following pages, which can be accessed here or through the "About bankruptcy" link found at the top of every page.

What is bankruptcy?

Protect your property

Chapter 7 or Chapter 13

The Means Test

Chapter 7 bankruptcy

Chapter 13 bankruptcy

Foreclosure

Why do people file for bankruptcy? 

Life after bankruptcy

 


 

These pages are summary descriptions of law, and should absolutely not be considered legal advice on their own. For that, contact us and we'll set up a free and confidential consultation for you with Mr. Lane.